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Aug 17, 2010 · Members of the class, and those eligible for refunds, are Wells Fargo customers in California from Nov. 15, 2004, through June 30, 2008, who incurred multiple daily debit card overdraft fees as a ... The Deposit Account Agreement provides terms and conditions applicable to all Wells Fargo business deposit accounts. Deposit Account Agreement (PDF) The Business Account Fee and Information Schedule provides important information on Wells Fargo business checking, savings, and time accounts along with details on related services and fees.Every banker will swear up and down that it’s not possible to re-open a closed account if you ask, but it is possible, and I’ve seen it done under rare circumstances.